There were number of discussions both on steam forums and off steam forums about the usage of PayPal and Credit Cards to buy games on Steam. Some say 'Whats the use of PayPal if it is to be verified with Credit Card again.'. I don't know whats the use of it, but PayPal needs to be verified before you can buy games on Steam with PayPal. Else, the PayPal returns the error message something like this, 'Your seller needs instant payments, use Credit Card to very you account to perform instant payments.'
Apart from this, I am not sure whether it accepts payments from verified accounts with bank accounts.
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